It is also possible to find international hospitals and clinics, where the majority of staff members, including receptionists, should speak English. [16], According to an NHIS survey, 77% of the population have private insurance. Due to the success it received, the Minnesota Project is accredited with pushing Korea's healthcare industry into what it is today. [1] Satisfaction of healthcare has been consistently among the highest in the world – South Korea was rated as the second most efficient healthcare system by Bloomberg. Need to move abroad? Whatever stage you are at, InterNations GO! Expats moving to Korea should just be aware that this is a cultural difference you are likely to encounter. [1] Hemorrhagic stroke 30 day in-hospital mortality per 100 hospital discharges was the OECD's third lowest at 13.7 deaths, which was almost twice as low as the U.S. at 22.3 or France's 24 deaths. [12] A major healthcare financing reform in 2000 merged all medical societies into the National Health Insurance Service (NHIS). National health insurance in Korea used to have multiple insurance societies covering employees and the self-employed separately, although claim review and payment to … A handful of AIDS cases was reported during the late 1980s. If you find you are only covered in case of an accident, you will want to sign into the national health plan. President Park Chung-Hee also mandated employee medical insurance in firms of 500 or more employees and introduced the Medical Aid Program which provides medical services for low-income citizens. Social health insurance was introduced with the 1977 National Health Insurance Act, which provided industrial workers in large corporations with health insurance. Estimates of current health expenditures include healthcare goods and services consumed during each year. While the quality of the medical treatment these expats will receive will remain the same, using private insurance may be more effective and cost-efficient. However, what differs is the cost. [4], In December of 1963, South Korea implemented their first health insurance law: the Medical Insurance Act. Insurance would then proceed to be provided for government workers in 1979 and self-employed individuals in 1981. The public healthcare in South Korea is not free, but it is reasonable. If you are not moving to South Korea for work, or if your South Korean company employs less than five foreign workers (the legal requirement to be legally obligated to provide health insurance), then you must register yourself. To apply for private insurance, you will need the same documents as applying for the public health insurance: If your visa is sponsored by family members in Korea, you will need to bring an official certificate that verifies that relationship. To solve the various problems that this system could cause, the Korean government has established a comprehensive nursing service, whereby caregivers are no longer permitted in the hospital and, instead, nurses provide all the patient care. If you move to Korea for work, it is also worth asking your colleagues or HR department for recommendations. One con of the South Korean health system is the disparity between medical services in urban versus rural areas. (Image, inset right) HIGH LIFE EXPECTANCY: South Korean women have an average life expectancy of 83 years, statistics say. Doctors in South Korea are highly-respected. If you feel you are not receiving the treatment that is right for you, or if you want a doctor who is more willing to answer your medical questions, consider looking around for a doctor that is accustomed to working with expats. Make It Easy with Our Home-Finding, Moving, Settling-In, and Other Essential Services. South Korea healthcare, pharma and devices analysis, data forecasts from The EIU to support industry executives' decision-making However, these plans will usually only cover expenses in the case of an accident. The amount self-employed expats pay is based on their income. You may find that practices in South Korean hospitals are somewhat different that those to which you are accustomed to back home; for example, in many South Korean hospitals, family members or close friends of … In the past, foreign residents were not required to register for South Korea’s National Health Insurance (NHI) plan, but after too many instances of foreigners using the healthcare system and then forgoing payment, the government now mandates that everyone in South Korea must register with the NHI after six months of living in the country. Therefore, from the introduction of social health insurance, it took only 12 years for Korea to achieve universal coverage of its population. The benefit package consists of benefits in-kind and benefits in-cash on the whole. We go over everything you need from finding a doctor to the costs of giving birth. Pre-natal tests and treatments: 30—80,000 KRW (25—70 USD), Vaginal delivery: 7,100,000 KRW (6,000 USD), C-section delivery: 11,000,000 KRW (9,250 USD). [10] Despite being able to achieve universal health care, this program resulted in more equity issues within society as it grouped people into different categories based on demographic factors like geographical location and employment type. The Korean government administers funds, coverage, coding, payment and pricing. As this can usually take a month or more, expats who need medical services immediately upon arrival in the country should bare this in mind and make plans accordingly. Every resident in the country, whether you are a foreigner or a Korean national, must pay to use the public healthcare system. Because companies are legally obligated to provide insurance if they employ more than five people, many South Korean companies enroll their foreign employees in limited private insurance plans. Everyone resident in the country is eligible regardless of nationality or profession. If using the NHI, the general cost for having a baby in South Korea is as follows: The NHI does allow for women to give birth at a maternity clinic if they prefer, although this will be the more expensive option at around 500—800,000 KRW (420—670 USD). the essential services It promises utopian changes: deeper and wider coverage, lower costs … The amount self-employed expats pay is based on their income. High quality healthcare is available in South Korea in general hospitals, oriental hospitals (which use traditional eastern medical practices), public health centres and private hospitals. As mentioned throughout this guide, Korea is an incredibly technologically advanced society with a high reliance on online resources for many everyday needs. today to jump start your move, and begin the preparations with our free In general, you can expect about 30% of your gross monthly salary to go towards health insurance costs. Do you need private health insurance in South Korea? Despite these cons to the South Korean medical system, the country as a whole still has supreme medical care and highly-qualified doctors. Enemas and episiotomies are also common right before delivery. [8] As of 2006, about 96.3% of South Korea's total population is under the National Health Insurance Program (57.7% employee insured, 38.6% self-employed insured) while the remaining 3.7% of the population is covered by the Medical Aid Program. These databases will typically let you sort by specialty or the particular type of care or exam you are looking for. The law requires pharmaceutical and medical device companies operating in South Korea to prepare an aggregated expenditure report if they have provided economic benefits to healthcare professionals and others employed at medical institutions … Employers will pay half of their employees’ monthly premiums. Best to start early! Buying into a private insurance scheme in Korea costs about as much as the public health insurance scheme (114,000 KRW/100 USD). The South Korean Health Care System. Certain procedures and illnesses may also not be included in some plans, so you should read through the choices thoroughly before making a decision. Did your company offer private coverage, but no assistance in registering with the public system? Our Essential ServicesMake Relocating Easy for You. Expatriates are also required to join the scheme, regardless of whether or not their company is Korean owned. While many of these traditions are no longer practiced, some have remained to modern times. The NHI program of South Korea’s main sources of finance are contributions from the insured and government subsidy. If you live in Korea for more than six months, you will need to register for the National Health Insurance (NHI) scheme. As with many countries in Asia, air pollution is a significant problem in Korea. South Korea healthcare spending for 2017 was $2,283, a 11.89% increase from 2016. Foreigners are required to register for the national health scheme after living in the country for six months. Likewise, it is advisable that all expats invest in medical masks, either the standard paper ones or ones that come with air filtering functions. However, keep in mind that you will need to pay into both health insurance schemes. It is best to book an appointment ahead of time, which you can typically do online through the hospital’s website. 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